If someone borrowed my car and got into a car accident and now my insurance will go up because of this, does he have to pay me for the extra amount now that I have to pay or is that considered an indirect cause of loss and he is patur?
Thank You and Gmar Chasima Tovah


Tricky question. I would be inclined to say that it is geromo (indirect damage) where he is potur (bidey adom).

P.S. I just spoke to a Dayan on Rav Nissim Karelitz’s Beis Din who discussed the question with other Dayonim there and they agreed that it is geromo, an indirect cause of loss.


Bava Kama 60a, Yam Shel Shlomo Bava Kama 6:6, Meiri Bava Kama 56a,  CH:M 386:3 Ramo, ibid 418:7, Pischey Teshuvah CH:M 28:5,

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