Yakira’s perspective (lender): Shevy asked around to see if anyone had a Raven’s jersey that she could borrow for Purim. I said that I did and she borrowed the jersey in March. Ravens season is in the fall, so we don’t really use the jerseys in the spring. When I realized in June that she had not given it back, I texted her and she responded “I gave it to someone to give back to you, did they not get it to you.” I said no. I sent her several texts but nothing happened. Eventually, she said that she called the school and that they said that it was there. I said I was working during the hours the school was open so I couldn’t get it so she said her mom would. Her mom never did. I sent her a lot more texts over the summer and she often did not respond to them. Eventually, she told me that they learned that everything from school was given to Goodwill. She said that as soon as her mom found out the cost of the jersey, she ran over to Goodwill but the shirt was not there. Shevy said her mom said that if she had known how much it was, she would’ve gone sooner. Since then, they have been asking for receipts and proof that the jersey really was so expensive. We don’t have receipts and even agreed that she could get something a little less expensive. After a while, I asked my mom to get involved and her mom said to ask a Rav. Our Rav suggested that we submit it to your organization.
Shevy’s perspective (borrower): Around two days before Purim, I asked around if anyone had a Raven’s jersey that I could borrow as a costume. Yakira told me that she had one, and that she would bring it to school the next day. I wasn’t aware of how expensive the short was at the time. I wore it on Purim, and brought it to school the next day in a 7-mile bag. I told Yakira that I had the shirt in the bag in the back of the classroom, and that she should go get it wouldn’t get thrown out or lost. She said that she didn’t need it at the moment, and she would get it when she wanted. It didn’t seem like it was so urgent that she needed it back. Four months later, she asked me for the jersey back, and I assumed that it was in the lost and found. On July 24th, I asked my mother to pick it up from the school office. She was very busy and wasn’t able to get to it for a couple of weeks. (My mother told me later that had she known the jersey was worth that much she would have dropped everything and gone to pick it up but at the time she didn’t place such a significance on it). Even though she didn’t get it right away, she called the high school office and asked if they could put it aside. They warned her that although they would put it aside, after a certain amount of time, everything would be given away. My mother forgot about it, and when she remembered, it was too late – they had already given everything away. Both my mother and I tried to track it down where everything had been taken to, but no one seemed to know. I felt bad because it had probably been thrown away by the janitors.
Answer from Horav Yosef Fleishman shllit”a.
The two people have differant versoins of the story, but in either case it was not returned Therefore the borrower has to replace it i.e. she needs to pay how much this was worth- taking into account the fact that it was used. Therefore its value is less than a new object-have to figure how much it was worth less for the lender and pay that amount