When I receive my credit card statement I immediately schedule the payment that the credit card should take the money out of my account on the due date. I don’t check to see what the Jewish date is. Is there a problem as all parts of the payment process are done by computer. ? I don’t see a difference if I would schedule my bank to pay my rent or another bill on a given date even if it happens to be Shabbos or Yom Tov as there is no person involved. No different than setting a Shabbos clock turn the lights on or off.
That is correct. Since no human is making the transfer, and it is set from before shabbos it is permitted.