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Maaser on school loan


Do we need to give maaser on school loan? What if down the line the loan is forgiven (federal loan)? Thank you


You do not have to give maser on a loan, because it has to be paid back and it isn’t a financial gain. Even if the loan will eventually be forgiven, in this case you still don’t have to give maser because the loan is being given for a specific purpose and isn’t being given to you as cash for you to use. Therefore you do not have to give maser on it.


B’orach Tzedakah 9-25, 34 in the name of R Eliyashiv zt”l. Also see pg. 364 from R’ N. Karelitz shlit”a.

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