Question:
I borrowed a sweater and while I was using it it became ruined. The value of the sweater when it was new was $32 but it was somewhat used and worn when it was ruined. How much am I responsible to pay for the damage?
Answer:
Answer from Horav Fleishman shit"a.
You have to pay what is was worth when you borrowed it. You figure the value at 32 minus the amount a person who would have the used sweater would pay to exchange his used sweater for the same sweater but brand new.