I borrowed a sweater and while I was using it it became ruined. The value of the sweater when it was new was $32 but it was somewhat used and worn when it was ruined. How much am I responsible to pay for the damage?
Answer from Horav Fleishman shit”a.
You have to pay what is was worth when you borrowed it. You figure the value at 32 minus the amount a person who would have the used sweater would pay to exchange his used sweater for the same sweater but brand new.