I gave my mother points from my credit card for an airline ticket to come visit me.. I could have redeemed those points for money. My mother is a widow who does not have a fixed income (she doesn’t work). She does have money in her account (Probably enough to live for a year). Could I deduct the value of the points off my maaser or does this not count as tzedakah?
Since your mother is an almanah and she doesn’t really have any other source of income except for her savings, and she is not in the position to open up a business and make money out of what she has saved. therefore you can use the money that you would have gained toward maaser money.
Conversation with R’ Y. Feinhandler, author of Borach Tzedakah.