I inherited an IRA account. From what I can tell, the investment company, Vanguard, invests the funds in a wide range of stocks in various stock markets around the world. Regarding the ownership of the company: “The company is owned by its funds. The company’s different funds are then owned by the shareholders. Thus, the shareholders are the true owners of Vanguard.” Do I have to be concerned about the interest earnings?
Although the company may be owed by the investors, but the person who invested in the company is also an investor. Therefore all profits gained were not from a loan, but from a real partnership, and joint investment. This is not considered a loan, therefore it would not have an issue of ribbis.