Question:
If i know that people owe me money am i able to accept that I don’t care that they owe me assuming that they forgot. Instead of conforting them.
Answer:
If you want to be mochel the debt you can, but if you don’t want to be mochel it, you will be doing them a great service by reminding them that they indeed owe you the money, so they will be able to get rid of the debt.
Best Wishes