Question:
My unmarried daughter is asking if she can use her maaser money to pay her college tuition loans from a g'mach
Answer:
Thank you for your question.
In general we don't use maaser money to pay for personal expanses, and college tuition is a personal expense. In fact, even personal mitzvos such as buying oneself a pair of tzitzis or tefillin does not come from maaser money. This that a loan was taken out from a gemach is not really going to change anything here because it is her personla debt that she is paying off and not a donation to the gemach.
In the zechus of mitzva tzedakah, Hashem should help you find your zivug hagun and have ample parnassa for all of your needs
Sources:
Rema Y:D 249-1
The answer in link below seems to say that one is exempt from giving maaser if they have outstanding loans. please clarify
https://dinonline.org/2020/01/31/do-i-have-to-maaser-if-i-have-loans-outstanding/
The person's question was not if they are obligated to give maaser or not, but if the payments can be given from maaser.
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