To what extent should one be makpid to draft a heter iska, and might you please cite examples when a heter iska may be nogaya bzman hazeh? Thank you. Answer:… Read more »

Dear Sir, If a Jew borrows from a publicly held corporation in which 20% of the shares are owned by a Jew who manages that publicly held company, is a… Read more »

My son who learns in kollel is thinking of buying a property. Because he cannot borrow money with his income, I will borrow the money from my bank, using my… Read more »

Is now available that law which God told us that every man give 10% of his income? Why in the old testament that lend a non-Jew a Jew could ask… Read more »

I lent someone money on my credit card. My credit card pays 1.5% interest on money spent on the card. Is this cashback bonus ribbis? If so, should I give… Read more »

How does one verify that he is not taking ribis when enlisted in an Israeli pension plan? Answer: This is a good question, and it is important to verify that… Read more »

Is it permissible to collect interest on delayed child support payment? Answer: If the interest grows over time, it is not permitted to collect this (from a Jewish father) unless… Read more »

Shalom, Could you please address these questions 1. as of recently many investment places started to advertise the new “safe investment” so called tax lien certificate, when homeowner fails to… Read more »

Someone went to a machaber of a sefer to buy his sefer for 50 shekels. The person didn’t have money but the machaber let him take the sefer anyway and… Read more »

Reuven is getting hired . His compensation: x amount of dollars or shekel a week; 10 days vacation a year use of the company car for a week an interest-free… Read more »

Hi, The Heter Isska you have in English online lets me think that the sum invested must be returned to the investor no matter what happens. Is that correct? You… Read more »

Interesting shailo in ribis A company owed someone his pay check for last month, came the time to pay and the company ran into some financial difficulties. The pay check… Read more »

An ani went around collecting on Purim and came to a rich person who didn’t have any more money left to give. The Ani said “Here, I’ll lend you a… Read more »

I recently set up an account at bank Mizrahi Tafuhot. The account receives interest. Do you know if this is a problem, or if bank Mizrahi has set up a… Read more »

May one pay for a lulav and esrog set a month in advance via credit card to get an early bird discount? Or would this be considered a problem? Someone… Read more »

Should maaser be paid from the gross income or from the net income? Answer: Maaser must be taken from a person’s net income. The obligation of taking maaser applies to… Read more »

A friend kindly arranged a private loan with interest that will allow me to buy a home. I understand that with the proper heter iska we can make this happen…. Read more »

Sholem I’m I allowed to buy something here in Israel with a israeli credit card in a couple payments if there is a ribis charge on it? Answer: The big… Read more »

If a loan is made with a secular loan contract and also a heter iskah, does the heter iskah override the terms of the secular contract? I.e., if the secular… Read more »

Reuven took Shimon to secular court without a heter from beis din. Reuven won a monetary claim to be paid out over time. Reuven now offers Shimon a discount to… Read more »

Can one loan money to a student for his college education on condition that the student maintains, for instance, a B average? (If the grade is not maintained, the benefactor… Read more »

Someone borrowed money from a friend in the amount of $1000. Much time went by and he never paid it back. The one who lent the money you could say… Read more »

Someone took a loan from a gemach for a large amount of money and made up to pay back $500 a month. They now need to take another loan and… Read more »

I am going g-d willing into a partnership. It is on line business to sell vitamins. I would manage the business and my partner would give me his credit card… Read more »

Kavod HaRav, I have a question regarding potential ribit that I observed: Can a jewish owned business provide a Cash Advance to another jewish owned business, if the advance constitutes… Read more »

Hello, may a real estate agent broker a deal between two non religious Jews in which owner financing (which I am assuming is ribbis) will be used? The agent is… Read more »

If a Jew lends money to another Jew for interest using a Heter Iska form, is it also permitted to have the borrower sign a promissory note guaranteeing the repayment… Read more »

My wife lent somebody a container of matzoh meal that was not kosher for Pesach. The husband works in a factory, and brought back a bag that contains matzoh meal… Read more »

A borrower repaid us our loan and threw in a package of 3 very fancy wines to boot. Now what do we do with the wine? He wouldn’t hear of taking… Read more »

If I go to the supermarket for my parents, spending $100 of my own money, making me a lender. Can my father pay me back $300, as the money is… Read more »

Dear Rabbi, I took out a mortgage loan to be used for a family member where he pays the monthly payments. I was told that I will need a Heter… Read more »

I have lately seen adds for something called “peer to peer lending” which sounds like it would be a good thing to invest in, as there are minimal losses involved…. Read more »

Reuven and Shimon jointly take out a bank loan at x% interest to invest in a venture they are both involved in, they acquire x% of the company through this… Read more »