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»Ask»Monetary Law and Charity»Interest on loans

Category: Interest on loans

 
  • Interest on loans

borrowing and ribit

Question: in the past i have probably done ribit and borrowed something and not paid back and stole and not given back. Now that I learnt about the laws and… Read more »

Interest on loans Ribis
17/02/2019
  • Interest on loans

Paying friend for favor done

Question: If my friend bought me a ticket to an event to pay him back later. it was about 37.50 and I paid him back 40$ is that a problem… Read more »

Interest on loans ribbis
17/02/2019
  • Interest on loans

Paying someone who bought you pizza

Question: Is one allowed to pay someone as much as he wishes because his friend was nice to him or bought him a pizza. This is not a case of… Read more »

Interest on loans forbidden interest ribbis
15/02/2019
  • Interest on loans

Inheritance and halacha

Question: I am about to receive an inheritance which I know was derived by my father from working on shabbos and charging usurious interest rates. Does Halacha allow me to… Read more »

Interest on loans forbidden interest Inheritance Shabbos
21/01/2019
  • Interest on loans

Neighbor broke old popcorn machine and paid back a new one is that ribis?

Question: I lent a popcorn popper to my neighbor and it broke while they used it. They went and bought us a brand new one. Is it ribbis if we… Read more »

Interest on loans damages ribbis
24/12/2018
  • Interest on loans

Friend bought me a ticket and I paid him back extra

Question: shalom, my friend bought me a ticket to a shabbat dinner and said you can pay me back. When i payed him back i gave him 40$ when the… Read more »

Interest on loans ribbis
07/12/2018
  • Interest on loans

Re: Land Contracts

Question: I want to clarify Land Contract payments are usually with interest calculated into the actual monthly payment even when there is no late payment. Is that not a problem… Read more »

Interest on loans Ribis
28/11/2018
  • Interest on loans

Heter Iska when buying with a land contract

Question: Do you need a Heter Iska when buying a property through land contract? Answer: Essentially it is a sale, and would not need a heter iska, but if there… Read more »

Interest on loans Heter Iska
27/11/2018
  • Interest on loans

Kosher Investment Fund

Question: I inherited an IRA account. From what I can tell, the investment company, Vanguard, invests the funds in a wide range of stocks in various stock markets around the… Read more »

Interest on loans forbidden interest Ribis
11/11/2018
  • Interest on loans

Must one return change of over-payment

Question: The lessor received payment from the lessee of $260 when the charge (beknowen to the lessee) was $257, does change need to be returned? Answer: It depends when the… Read more »

Interest on loans Interest theft
05/11/2018
  • Interest on loans

heter iskah

Question: I am a 50% partner in an Israeli company(the other 50% partner is Jewish)and I have taken a private loan from the company. Prior to me having the Heter… Read more »

Interest on loans loans ribbis
31/10/2018
  • Interest on loans

To what limit can 1 jew charge another jew Interest with a heter iska.

Question: To what limit can 1 jew charge another jew Interest with a heter iska. Answer: There is no limit how little one Jew can charge another, as even a… Read more »

Interest on loans Interest Ribis
02/10/2018
  • Interest on loans

Is it a problem for me to take out a loan and my father cosigns it?

Question: Is it a problem for me to take out a loan and my father cosigns it? Answer: If the loan is from a gentile there is no problem with… Read more »

Interest on loans Interest
02/09/2018
  • Interest on loans

ribit

Question: if i use someones credit card and pay him cash for what I bought while he pays the bill is that okay? thank you very much Answer: If you… Read more »

Interest on loans Interest
31/08/2018
  • Interest on loans

are there any ribit issues if i use my mothers credit card.

Question: Are there any ribit issues if I use my mothers credit card. the credit card company may charge interest and if I use it then my mom pays the bill… Read more »

Interest on loans Interest Ribis
29/08/2018
  • Interest on loans

Can a Jew lend the money of a non-Jewish?

Question: If a lender is Jewish but his investor is a non-jew, can a Jew borrow money with interest from him since hundred percent of the money is from a… Read more »

Interest on loans forbidden interest Interest ribbis
29/08/2018
  • Interest on loans

mortgage

Question: is it ok for my dad to take a loan from the bank on behalf of my sister who wants to go to grad school? thank you Answer: Please… Read more »

Interest on loans Interest
28/08/2018
  • Interest on loans

Is paying interest to a gentile considered ribit?

Question: Is paying interest to a gentile considered ribit? Does it have to be a Jew to be forbidden, or also if its to or from a non jew? Answer:… Read more »

Interest on loans forbidden interest Ribis
27/08/2018
  • Interest on loans

ribit and loans

Question: Does ribit only apply to loans? If not what else does it apply to? thanks Answer: You are asking an important question. Yes, ribit does not only apply to… Read more »

Interest on loans forbidden interest Ribis
27/08/2018
  • Interest on loans

Ribbis

Question: If my father in law takes out the mortgage for the house I am buying, and I am paying the monthly payments (from income of the basement+) is it ribbis?… Read more »

Interest on loans mortgage ribbis
07/08/2018
  • Interest on loans

Thanking Party in Heter Isks

Question: May one thank “lender” party in Heter iska arrangement? Thank you Answer: If it is a valid, heter iska agreement, then essentially it is a business deal, and this… Read more »

Interest on loans Interest
05/08/2018
  • Interest on loans

Ribis for a relative

Question: My brother-in-law wanted to borrow my van to do carpool from camp. I asked him since he is going to the camp, if he can save me a trip… Read more »

Interest on loans rent ribbis
26/07/2018
  • Interest on loans

Accepting extra pay for babysitting- Ribbis?

Question: Hello, I wanted to know if accepting extra money for a babysitting job is allowed, and if not, must it be returned? A price per hour was agreed upon…. Read more »

Interest on loans ribbis
14/07/2018
  • Interest on loans

May two professionals split all profits?

Question: Mr. A & Mr. B are two independent professionals, Mr. A works on Sundays and Wednesdays and Mr. B works on Mondays and Tuesdays. May they make an agreement… Read more »

Interest on loans Interest Ribis
10/07/2018
  • Interest on loans

Ribbis if higher price for installments?

Question: I am signing up for an online (video-based course) there is one price if paid in full and another is paid in installments. Is there a ribis issue here?… Read more »

Interest on loans Interest Ribis
05/07/2018
  • Interest on loans

May a seller offer a reward on a sale, which he explicitly limits only to cash (not credit) sales?

Question: May a seller offer a reward on a sale, which he explicitly limits only to cash sales? Is the buyer’s forfeiting the receipt of the reward in exchange for… Read more »

Interest on loans Interest ribbis
04/07/2018
  • Interest on loans

Credit card and Ribis

Question: Ruvein has a credit card in the name of Shimon. however all correspondents of the card is at Ruvein’s address, because according to the bank Shimon has a moved… Read more »

Interest on loans credit-card ribbis
15/06/2018
  • Interest on loans

May I pay an extra fare of 5.70 when I only owe a balance of 5.30 for a bus trip?

Question: I boarded a bus and inserted my pay-card into the pay machine to pay a fare of 11.00 Shekels. The driver accidentally pressed the wrong button and the machine… Read more »

Interest on loans geneiva Interest ribbis
12/06/2018
  • Interest on loans

Why isn’t paying for a lottery/raffle ticket a ribbis problem?

Question: The prohibition of “PSIKA” forbids paying for a purchase in advance of receiving the item purchased if the seller will not charge the buyer more in the case of… Read more »

Interest on loans lottery ribbis
30/04/2018
  • Interest on loans

Favor for landlord-ribbis

Question: Hi, I owe my landlord a past due rent, and they are kind about it due to their knowledge of our unfortunate financial situation. Can I give them items… Read more »

Interest on loans forbidden interest Ribis
16/04/2018
  • Interest on loans

RIBBIS

Question: my parents are buying a house. i was planning to invest as well. however i don’t have the cash flow at this time. they are going to lend me… Read more »

Interest on loans forbidden interest ribbis
31/01/2018
  • Interest on loans

Is there a question on ribbis by tax

Question: I lent someone 2 dollars to buy a soda it cost 1.75+tax=1.90 if he pays me the extra 15 cents of tax is that ribbis Answer: the extra15 cents… Read more »

Interest on loans Interest ribbis
08/01/2018
  • Interest on loans

Ribbis

Question: I borrowed someone’s car. When I returned it I parked by a meter. I paid the meter for the lender for an hour. Would that be a problem of… Read more »

Interest on loans ribbis
15/12/2017
  • Interest on loans

Retroactive Heter Iskah

Question: Shalom, I took out a commercial mortgage from a bank on an investment property that I had purchased. I found out afterwards that this small bank is majority owned… Read more »

Interest on loans Heter Iska Interest Ribis
12/11/2017
  • Interest on loans

Ribbis when someone lays out money

Question: 1) Sixteen boys rented a tender. The price was 150 shekel. They didn’t each have exact change to split the bill, so they decided that one boy would pay… Read more »

Interest on loans forbidden interest ribbis
01/10/2017
  • Interest on loans

Loan between companies.

Question: The Israeli law mandates ribit (at least ~ 2%) for every loan between companies. Do we need Heter Iska between companies? Toda raba Answer: There should be a heter… Read more »

Interest on loans Heter Iska Interest
28/09/2017
  • Interest on loans

Borrowing dollars and paying back sterling.

Question: If a person borrows money in dollars and gives it back in sterling some months later, is he obligated to follow a particular exchange rate – at the time… Read more »

Interest on loans currency ribbis
14/08/2017
  • Interest on loans

Letting someone I owe money to, use my apartment for free.

Question: Shalom,the question is: I own to my friend couple of hundreds of dollars and now he going to Russia where I have apartment ,and he asked me to stay… Read more »

Interest on loans rental Ribis
05/06/2017
  • General
  • Interest on loans

Credit card that I let someone else use, can he pay for the late fee and interest?

When you let someone use your credit card , you are essentially taking a loan upon yourself from the credit card company, because you alone are the one liable to… Read more »

General Interest on loans credit card loan Ribis
02/06/2017
  • Interest on loans

paying library fee

Question: I borrowed some books from the library for my sister; she was late in returning them and said that I shouldn’t worry, she will pay the fines. Am I… Read more »

Interest on loans library books ribbis
30/05/2017
  • Interest on loans

חיסכון לכל ילד ביטוח לאומי

Question: we are in the midst of registering children for the חיסכון לכל ילד accountant said for american tax reasons we should use your bank as the option for the… Read more »

Interest on loans forbidden interest investment Ribis
24/05/2017
  • Interest on loans

Is Charging interest with a Heter iska a heter, or is it 100% allowed

Question: Hi, I work as an underwriter for an Israeli fund. The find raises money from Israeli investors, and gives loans with interest to both Jews and non-Jews in the… Read more »

Interest on loans Heter Iska
18/05/2017
  • Interest on loans

Is it Ribbis to pay back a loan directly to a Goyish bank on behalf of another Yid?

Question: Lichvod haRov Fleischman shlit’o, My son had an idea which would benefit both of us: I have a large outstanding credit card bill with a high interest rate, and… Read more »

Interest on loans ribbis
28/04/2017
  • Interest on loans

Re the new Child Saving Plans from Bituch Leumi

Question: Lichvod haRov Fleishman shlit’o, As American citizens we are told by our accountants that we cannot do the Kupot Gemmel since they will be highly taxed every year, plus… Read more »

Interest on loans ribbis
28/04/2017
  • Interest on loans

ribbis with accrued miles of credit card

Question: Is there an issue of ribbis, if my friend uses my credit card, and pays me back in cash right away. However, by using my credit card, my friend… Read more »

Interest on loans airline miles credit-card
10/03/2017
  • Interest on loans

Taking money for a bounced cheque

Question: Someone paid me with a cheque that bounced.Am i allowed to ask him,not only for another cheque but also for the charges that i incurred?dovid Answer: You may ask… Read more »

Interest on loans Check ribbis
22/02/2017
  • Interest on loans

Heter Iska in real estate dealings

Question: Hello. we are setting up a property syndicate company [in the UK] with the following details and wanted to know if we need a heter Iska, the process is… Read more »

Interest on loans Heter Iska ribbis
08/02/2017
  • Interest on loans

Ribis on my fathers credit card, when he also gives me an allowance

Question: I would assume when a woman lends her credit card to her husband and the husband pays the interest of the credit card (or vice versa), it is permitted… Read more »

Interest on loans credit-card ribbis
29/12/2016
  • Interest on loans

Loan on interest

Question: I run a business outfit that gives loan on interest (10% monthly) to people, mostly non-Jews. A Jewish brother who knows that I run that outfit needed a loan,… Read more »

Interest on loans
22/11/2016
  • Interest on loans

Lending Jobs

Question: I’m a sophomore at NYU studying Finance and Economics. I’m quite interested in Real Estate Finance and I was wondering what restrictions I would have with regards to careers… Read more »

Interest on loans
22/11/2016
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The purpose of this site is to raise public knowledge of the importance of monetary dealings according to the Halacha. At the site you can expand your knowledge with in-depth articles, and in addition consult online with the rabbis of the Beit Midrash on Halachic issues that interest you.
I hope that you enjoy the site and that it will fulfill its goals. We await your comments and suggestions.
Sincerely, Rabbi Yosef Fleischman. Av Beis Din “Nesivos Chaim” & Head of Kollel

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