1. Does one need to give maaser on money that they receive from pension?
2. Secondly is it a brocha to give 20% of it even if you can’t afford to?
- Yes, money earned from a pension needs to be “maasered”, like any other earned money.
- The gemora says that a person never loses out from giving tzedakah, (up until 20%) however if you can’t afford it, it isn’t an obligation. If you are going to invest so much into giving tzedakah it would be worthwhile for you to learn the halachos to make sure you do it right. There are a number of seforim in English that you can buy, and learn the halachos, .