How does one verify that he is not taking ribis when enlisted in an Israeli pension plan?
Answer:
This is a good question, and it is important to verify that the relevant plan includes a clause stating that a heter iska applies to all interest paid by the plan.
If you are concerned about the matter, call up the pension provider, and ask about this.
The actual need for a heter iska will depend on the type of arrangement involved, but it is certainly possible that the arrangement will be considered as a loan from the employee to the company providing the pension, and therefore it is certainly important to have a heter iska clause inserted.
This answer applies to Israel, where the companies providing pension plans are under Jewish ownership.
Best wishes.
