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selling chometz

Question:

In the s.a. o.ch. 440, : chometz of a goy which is mufkad by a yid , if the yid has responsability for it for lost or stolen, and even if only the goy is violent or of its the law of the medina, it’s asur;
my question: when we sell the chometz to the goy, it stays in our homes, so: what would happened if the chometz is stolen or lost (fire, wateer damage, etc); does it matter what is the law in every particular state (here in the US would probably be the state law which would apply)
Thank you

 

Answer:

Good point. This is why when we sell chometz to the gentile, it is mentioned in the contract that the Jew has no responsibility over the chometz.
Best wishes

 

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