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selling chometz


In the s.a. 440, : chometz of a goy which is mufkad by a yid , if the yid has responsability for it for lost or stolen, and even if only the goy is violent or of its the law of the medina, it’s asur;
my question: when we sell the chometz to the goy, it stays in our homes, so: what would happened if the chometz is stolen or lost (fire, wateer damage, etc); does it matter what is the law in every particular state (here in the US would probably be the state law which would apply)
Thank you



Good point. This is why when we sell chometz to the gentile, it is mentioned in the contract that the Jew has no responsibility over the chometz.
Best wishes


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